Jim R. Ruth, CIC
Insurance Consultant
Sterner Insurance Associates Inc.


Jim was born and raised in Bucks County. He has lived in Milford Township since 1974 with his wife, Nancy. They have three children and 9 grandchildren. Jim is active with the Milford Township Fire Department and enjoys traveling with his wife, spending time with his grandchildren and playing golf as often as time allows.

Jim started in the insurance business with Metropolitan Life in 1971. He worked as an agent and Branch Manager with them for 16 years when he decided to join an independent agency in 1987. He found the independent agency an asset to his clients as he was able to deal with many companies and find the best coverage at the most reasonable premium.

In 1995 Jim merged his accounts with the Sterner Insurance. “This has allowed me to provide my clients with outstanding service through a commitment of excellence. I enjoy meeting with my clients and developing a relationship with them. The loyalty that they have shown to me and our agency is greatly appreciated. With the ability to deal with over 60 insurance companies I know that I can provide superb coverage at great pricing for all of my clients regardless of their circumstance. I can truly do the shopping for my clients, saving them time and money.”

Please feel free to contact Jim at your convenience. He can be reached by phone at 610-966-1315 or via e-mail at jim@sternergroup.com.